Hurricane Season in Florida: A Home Inspector’s Guide
Hurricane Season in Florida: A Home Inspector’s Guide to Protecting Your Home
As a licensed home inspector in Florida, I’ve seen firsthand the devastating aftermath of hurricanes—roof damage, flooding, structural compromises, and costly repairs that could have been prevented with proper planning. With hurricane season running from June 1st to November 30th, it’s critical that Florida homeowners prepare early to protect their homes and families. Here’s a practical guide to hurricane readiness from the perspective of a home inspector.
1. Inspect Your Roof Now—Not After the Storm
Your roof is your home’s first line of defense. Before hurricane season ramps up:
Look for missing or damaged shingles: These can become entry points for wind and rain.
Check flashing and sealant: Around chimneys, skylights, and vents.
Secure loose gutters and downspouts: To prevent water from backing up and causing roof or foundation damage.
Consider hurricane straps or clips: These reinforce the connection between the roof and walls.
🛠 Pro Tip: A roof inspection by a certified inspector can spot vulnerabilities you might miss.
2. Assess Your Windows and Doors
Flying debris is one of the biggest threats during a hurricane. Ensure:
All windows are impact-rated or have working shutters.
Exterior doors have three-point locking systems or deadbolts.
Garage doors are reinforced: A weak garage door can cause a catastrophic pressure change, leading to roof blowouts.
🪟 Pro Tip: Window film is not a substitute for shutters or impact glass.
3. Evaluate Your Home’s Drainage System
Poor drainage leads to water intrusion and foundation issues.
Clean gutters and downspouts.
Ensure water flows away from your home’s foundation.
Inspect grading and consider adding swales or French drains if necessary.
🌧 Pro Tip: Puddles forming close to your foundation are a red flag.
4. Secure Loose Items Around the Property
Bring in patio furniture, grills, and potted plants.
Trim trees and remove dead branches: Falling limbs are a common source of damage.
Anchor sheds and outbuildings.
🌳 Pro Tip: Hire a certified arborist to inspect large trees near your home.
5. Check for Vulnerabilities in Attics and Crawl Spaces
These hidden areas can be prime spots for water intrusion.
Look for signs of prior leaks or rot.
Seal any gaps or vents where wind-driven rain might enter.
Ensure attic insulation is dry and in good condition.
🔍 Pro Tip: An infrared home inspection can detect hidden moisture and insulation issues.
6. Know Your Insurance and Document Your Home
Review your homeowner’s insurance policy for wind and flood coverage.
Take photos or videos of your home and possessions for potential claims.
Store documents in a waterproof container or digitally in the cloud.
📄 Pro Tip: Ask your inspector if they provide pre-storm documentation reports.
Final Thoughts
Hurricanes are a reality of living in the Sunshine State, but being proactive can dramatically reduce the risk to your home and wallet. As a home inspector, I always tell clients: an ounce of prevention is worth thousands in repairs.
If you're unsure about your home's readiness, consider scheduling a pre-storm home inspection. It’s one of the best investments you can make for your peace of mind.
Stay safe, stay prepared—and don’t wait for the storm to test your home’s resilience.
Author: Jamie Darrow
Certified Home Inspector | Florida License #HI17643
Helping Florida homeowners protect their investments, one inspection at a time.