Wind Mitigation Inspections in Jacksonville, FL
Fast, reliable inspections for insurance requirements
Protect your home. Lower your insurance premium.
We perform Florida Wind Mitigation Inspections (Uniform Mitigation Verification) to document the wind-resistant features of your home—often qualifying you for insurance discounts. Same-day digital reports your agent can use right away.
Call/Text: (904) 257-8381 | Schedule Online
What is a Wind Mitigation Inspection?
A wind mitigation inspection evaluates how well your home can withstand high winds and wind-borne debris. In Florida, insurers offer savings when homes include certain wind-resistant features, per Florida Statute §627.0629.
We document these features on the Uniform Mitigation Verification Inspection Form (OIR-B1-1802), which insurers accept from authorized inspectors under §627.711. The form is valid for up to five (5) years if no material changes are made to the structure.
What We Assess (The Big 7)
Roof Covering – type, age, and compliance with building codes
Roof Deck Attachment – how the sheathing is secured
Roof-to-Wall Connections – clips, straps, wraps, etc.
Roof Geometry – hip vs. gable and other shapes
Secondary Water Resistance (SWR) – membrane beneath roofing
Opening Protection – shutters, impact-rated windows/doors/garage
Additional Relevant Features – as listed on OIR-B1-1802 form
These items mirror the state form used by insurers.
Why It Matters
Potential Premium Discounts based on documented features (credits vary by carrier).
Peace of Mind knowing your home’s wind-resilience profile
Clear Plan for upgrades that can improve discounts
Report & Turnaround
On-site time: typically 30–60 minutes
Delivery: same-day digital PDF with photos and OIR-B1-1802
Valid for 5 years (unless you make structural changes)
How to Prepare
Ensure attic access is clear
Provide access to garage door, doors/windows, and electrical panel
Have any roof permits or upgrade documents handy
Secure pets and clear pathways
Why Choose High Road Home Inspections
Certified, experienced Florida inspector
Same-day OIR-B1-1802 PDF
Professional photos and clear labeling
Friendly communication and easy scheduling
Locally owned in Jacksonville, FL
Ready to save on premiums?
📅 Schedule Now | 📞 (904) 257-8381
Service Area
Jacksonville • Orange Park • Green Cove Springs • Fernandina Beach • Callahan • Jacksonville Beach • Atlantic Beach • Palm Coast • and surrounding Duval, Nassau, Clay, St. Johns, Flagler, Putnam, Bradford, Union counties.
FAQs (Wind Mitigation – Florida)
How long is a wind mitigation inspection valid?
Up to 5 years, provided no material changes have been made. Many insurers ask for a new inspection after that window.
Which features usually earn the biggest credits?
Hip roof geometry, strong roof-to-wall connections (clips/straps), impact-rated openings or shutters, and an SWR membrane—credits vary by carrier.
Do I need a re-inspection if I replace my roof or windows?
Yes—material changes typically require an updated report to maintain/adjust credits.
Is this the same as a full home inspection?
No—this is an insurance inspection focused on wind-resistance items listed on the state form (OIR-B1-1802).
Who can sign the OIR-B1-1802?
Florida law specifies the types of authorized inspectors (including licensed home inspectors). Insurers must accept forms signed by these qualified professionals.
Trusted Home Inspectors Serving Jacksonville Area
See What People Are Saying
“High Road was very easy to work with. My inspector was prompt, reliable and very courteous! Highly recommend!”
“Jamie and Tammy Darrow are very professional, honest and trustworthy. Very knowledgeable of the work they are doing. It’s a pleasure and a great experience knowing them.”
“Thorough, honest, dependable. Jamie and his staff are professional, friendly and affordable. Never taking a moment for granted, from the first initial phone call , to the handshake at the end...”