The Most Common Issues That Delay Closings
When Time Is Money: Why Home Inspection Surprises Can Derail a Closing
In today’s Florida real estate market — especially around Jacksonville, Orange Park, and Green Cove Springs — timing is everything. Buyers want to move fast, sellers want smooth transactions, and realtors depend on steady momentum.
But one small issue uncovered late in the process can stall everything.
At High Road Home Inspections LLC, we’ve seen firsthand how overlooked maintenance items or missed repairs turn into closing-day headaches. The good news? With the right preparation and a thorough inspection, most delays can be prevented entirely.
Let’s look at the most common home-inspection findings that delay closings — and what you can do to stay one step ahead.
⚡ 1. Roof Problems
Few things cause more concern for buyers or insurance companies than roof issues. Common red flags include:
Missing or damaged shingles
Improper flashing around vents or chimneys
Active leaks or ceiling stains
Roofs nearing the end of their service life
Even minor leaks can scare insurers, especially in hurricane-prone areas.
How to avoid it:
Schedule a wind mitigation inspection before listing or right after going under contract. This specialized report documents roof condition and attachment strength — and often qualifies the buyer for insurance discounts.
🔌 2. Electrical Hazards
Outdated or unsafe electrical systems are among the top deal-breakers. Inspectors frequently find:
Double-tapped breakers
Exposed wiring in attics or garages
Outdated aluminum or knob-and-tube wiring
Federal Pacific or Zinsco panels (insurance red flags)
Why it matters:
Electrical safety directly impacts both homeowner safety and insurability.
How to avoid it:
Have an electrician correct obvious hazards before listing, and consider a 4-point inspection to document upgrades for your insurance agent.
🚰 3. Plumbing and Sewer Line Issues
Plumbing problems range from small drips to major sewer backups — and buyers rarely want to inherit either. Common issues include:
Leaking shut-off valves
Corroded galvanized or polybutylene pipes
Low water pressure
Sewer line blockages or root intrusion
How to avoid it:
A sewer scope inspection can detect underground issues before closing day. Catching a failing line early gives everyone time to plan repairs instead of panicking when water backs up during the final walkthrough.
🌧️ 4. Water Damage and Mold
In humid North Florida, moisture intrusion is a constant threat. A small roof or window leak can quickly lead to mold hidden behind drywall.
Why it matters:
Buyers often pause contracts when mold is suspected — waiting for testing or remediation results.
How to avoid it:
Order air quality testing or mold sampling if you suspect a problem. Addressing it proactively keeps confidence high and prevents delays.
🧱 5. Foundation or Structural Concerns
Cracked foundations, uneven floors, or settling walls raise big red flags for lenders and appraisers. Even if the issue is minor, the perception of “structural damage” can spook buyers.
How to avoid it:
Look for early warning signs — doors that stick, diagonal wall cracks, or gaps around windows. If your home is older, consider a pre-listing inspection to document normal settling versus structural failure.
🧊 6. HVAC Failures
Florida homes depend heavily on air conditioning. A non-functioning or leaking system discovered during inspection is one of the fastest ways to derail closing.
Common problems:
Dirty coils and clogged filters
Low refrigerant levels
Poor airflow or uneven cooling
Systems past 15 years of age
How to avoid it:
Service your HVAC before listing and replace filters regularly. An inspection report noting “recent maintenance” reassures buyers and insurers alike.
7. Termite and WDO Damage
In Florida’s warm, humid climate, wood-destroying organisms (WDOs) like termites and wood-boring beetles thrive year-round.
Why it matters:
If evidence of WDOs appears in a report, lenders often require a licensed pest-control company to evaluate and treat before closing.
How to avoid it:
Schedule a WDO inspection early in the process. High Road coordinates directly with trusted pest-control partners so you don’t lose time scheduling separate visits.
🚪 8. Safety or Code Violations
Missing handrails, faulty GFCI outlets, or unsafe stairways may seem small — but they often show up on lender-required repair lists.
How to avoid it:
Walk through your home before listing and correct simple safety items. Buyers appreciate move-in-ready homes, and appraisers flag fewer issues.
💡 9. Incomplete Repairs or Re-Inspections
Sometimes delays happen after the inspection — when agreed repairs aren’t finished or verified.
How to avoid it:
Keep documentation of all repairs and receipts. If repairs are extensive, ask for a quick re-inspection to confirm completion before the final walkthrough.
🧾 10. Communication Gaps Between Parties
Even when repairs are done, slow responses between buyers, sellers, agents, or contractors can add unnecessary days.
How to avoid it:
Choose an inspection company known for fast reporting, clear communication, and same-day delivery — like High Road Home Inspections. Our reports include photos, summaries, and repair priority levels, so everyone stays on the same page.
📋 What Buyers Can Do to Stay on Schedule
Hire an Experienced Inspector Early. Schedule your home inspection as soon as the offer is accepted.
Be Present (If Possible). You’ll learn about your future home and can ask questions in real time.
Read the Full Report Promptly. Don’t wait until the last minute to review findings.
Get Quotes Quickly. If repairs are needed, gather estimates immediately to avoid back-and-forth delays.
🏠 What Sellers Can Do to Prevent Delays
Order a Pre-Listing Inspection. A pre-listing inspection reveals issues before buyers find them.
Handle Minor Repairs. Fix simple items like leaks, outlet covers, and loose rails.
Document Everything. Keep receipts and maintenance logs for major systems.
Keep Utilities On. Inspectors can’t test appliances or HVAC without power and water.
These small steps can shave days or even weeks off your closing timeline.
🧮 The Hidden Cost of a Delayed Closing
Delays aren’t just inconvenient — they’re expensive. Every extra week waiting can mean:
Extended mortgage lock fees
Storage or hotel costs for relocating buyers
Added stress for agents and clients alike
A smooth inspection process protects everyone’s time and bottom line.
🧩 Local Challenges That Make Inspections Crucial
In Jacksonville and the surrounding coastal areas, certain conditions make inspections especially important:
High humidity and salt air accelerate roof and metal corrosion.
Older homes in neighborhoods like Riverside, Avondale, and San Marco often have aging electrical and plumbing systems.
Frequent storms mean homes need strong roof-to-wall connections verified by wind mitigation reports.
Understanding these local factors helps buyers and sellers anticipate potential issues long before closing day.
🧭 High Road Home Inspections: Your Partner in a Smooth Closing
Our mission is simple — to help you Cross With Confidence.
Certified InterNACHI Inspectors
Same-Day Digital Reports
Comprehensive Services: Home, 4-Point, Wind Mitigation, Sewer Scope, WDO, and Mold Testing
Clear Communication: We explain findings in plain language
Local Expertise: Deep understanding of Florida’s homes, climate, and insurance requirements
Whether you’re buying, selling, or representing a client, we’re committed to making your transaction as seamless as possible.
📍 Serving Jacksonville & Surrounding Florida Communities
We proudly serve homeowners, buyers, and realtors in Jacksonville, Orange Park, Green Cove Springs, Atlantic Beach, Fernandina Beach, Callahan, Palm Coast, and nearby areas.
👉 Don’t let inspection surprises delay your closing.
Schedule your home inspection today or call (904) 257-8381 to speak with our friendly team.